Recent ARG survey's are showing that 43.8% of holiday shoppers spent more than they planned with a third of that spending being placed on credit cards. VISA gift giving survey may have been right about people having budgets this holiday season, but it seems some them did not follow it.
It's not truly the holiday season until I hear the familiar sound of a holiday-clad bell ringer standing in front of my local grocery store accepting donations for the Salvation Army. This usually consists of spare change or perhaps a stray dollar I may have in my pocket, but would you hand them your credit card?
Are holiday shoppers spending their money in smarter ways this year? Visa says yes. 58% of those polled for this years Visa Gift Giving Survey said they would have a budget to follow this holiday shopping season which is 10% more than last years survey.
Establishing a new business is not an easy process. You have to secure all sorts of permits and licenses, set up an office, and purchase equipment and other items needed for your business.
Discover card rates held this week compared to last week at an average rate of 15.42%. This average was based on a weekly low of 13.42% and a high of 16.49%. Discover also released their 3rd quarter numbers showing a net income attributable to shareholders of $1.18 per share which is up from the previous year 3rd quarter of 47 cents per share.